Sometimes it just doesn't matter who you are, how hard you work, or what dreams you have; all that matters is one thing: how good your credit is.

The credit consultants at My Credit Factory know that you are more than a number, and we believe that you have the right to prove it. We will fight to remove negative, inaccurate, misleading or unverifiable items from your credit reports, so you can improve your credit rating and start living life without limitations.

We will act as your personal credit counselor to analyze your credit reports and counsel you on taking the right steps to improve your credit reports, as well as assisting you in getting any inaccurate or negative information removed that lowers your credit score and is not in compliance with the Fair Credit Reporting Act. You can download a copy of the Fair Credit Reporting Act from the Free Annual Credit Reports Page

Don't be fooled by the companies that put you on a monthly payment plan and then only dispute on average 2-3 negative items a month. At My Credit Factory, it does not matter which payment plan you ultimately choose, we work hard from day one to get the results you need in the shortest amount of time possible. At My Credit Factory most clients see major results within the first 90 days. (Your results may be more or less than the average.)

At My Credit Factory, our goal is to be the most ethical company you have ever done business with, and we look forward to making your credit repair process as easy and as enjoyable as possible.